Planning to travel with children? Getting stressed out trying to prepare for your trip with your kids? Here are some more handy airline travel tips.1.) Make the trip excitingGenerate some hype to your kids of your upcoming trip with them. This is to build some anticipation to make the trip as exciting as possible for your kids. Especially for young kids who haven’t flown before, they may be nervous, therefore by making it exciting they may tend to forget their fears.2.) Separate your kids if they quarrel a lot with each otherSeparate any siblings that tend to quarrel with each other a lot. One simple way is to just sit in between them. This will help to ensure everyone has a peaceful journey, including the other passengers around you. However if your kids tend to play well with each other, then definitely let them sit together so that the entire journey will be as entertaining as possible for them.3.) Ensure your kids drink lots of waterInside the airplane tends to be very dry, therefore your kids can get dehydrated very quickly. So make sure your child drinks plenty of water, and avoid any sweetened carbonated drinks, such as cola, as this will make it worse for your kid.4.) Bring extra clothing on board the planeThe plane can get chilly at times. Therefore rather than having your extra clothing stuck in your check in luggage, bring some extra jackets or sweaters on board the plane in your carryon luggage. This will come in very handy in the event your child feels cold.5.) Keep your kids close to you at all timesPlaces such as the airport can get very crowded sometimes. Therefore keep your kids close to you at all times to ensure they do not get lost in the crowd. It is the worst possible feeling to lose sight of your child, even if it was only for a few seconds!6.) Bring your kids to the toilet before boarding the planeYou will be surprised how many last minute calls from your kids to go to the washroom right when the plane is about to take off! Therefore to lower the chances and prevent this from happening, be sure to bring your kids to the toilet right before boarding the plane. This will help ensure you will have a smooth take off.Flying with children can be very hectic. However follow some of these effect airline travel tips above, and it will help to keep things under control when you travel with your kids.
How to Become a Property Financier
Why should you become a property financier? To answer that I need to ask you another question. Why do you invest in property?You probably have the following three reasons.1. It gives you chance to make outstanding profit potential through using your bank’s money2. It provides you with a steady monthly cash flow; and3. Provided you buy sensibly it is a safe investment!!!However you also know what are the absolutely worst things are about being a landlord.1 You have to put up with annoying tenants and pay the costs for all repairs to the property after they have trashed it!! There are also other large costs involved in owning property.2. You can tie up a lot of cash – as much as 20% of the value of the property.3. Property cycles can last as long as 20 years. We are now in the middle of a housing bust. If you have bought or are thinking about buying now you might not see much cash from your property until you sell in the next 10-15 years.In short, although I love property, it also has its headaches. This is why I love being a property financier!! It gives you the freedom of investing in the safe property asset class and provides you with fantastic monthly cash flow. So what is property financier. In short it is a person, or group of people (commonly called a ‘syndicate’) who lend money to property developers in order for the developer to use the funds to build a new property or to improve an existing property to significantly enhance its value.For example the property developer finds a site to build a house on. He knows he can buy the land and build the house for $200,000 and sell it for $350,000. The developer takes his plan to the bank who like it and provide him with 80% of the funding for the project (just like Buy to Let mortgages, a bank will not provide 100% funding) on the basis that the bank will take a first charge over the property. The developer therefore needs to obtain a further $40,000 in funding.This is where you come in.You look at the developer, the site, the plans and the area and think that this house will have no trouble for selling at $350,000. You agree to lend the Developer (or lend part of the money in a syndicate) the $40,000 on the basis that you receive a second charge over the property after the bank (this basically means that if the property is sold, the bank is entitled to its money first and then you are entitled second). Because you are taking a second charge, your risk is greater and therefore you are entitled to charge a high rate of interest on your $40,000.This is the juicy part!!!Typically, as a private investor you will be looking to receive 2-4% per month on your money. 4% on $40,000 is a whopping $1,600 per month you will receive in your pocket, every month for the life of the loan. Now that is what I call explosive cash flow!!! And what have you done – nothing other than carefully check out the investment and the developer. Of course you don’t get to keep the property at the end of the project, but you do get your money back plus a dynamite return and you did not experience one property related hassle!!! Your investment is also fairly safe in that you will have carried out your due diligence on the project AND you have the second charge.
The 5 Reasons Why Web Video Is the Most Economical Tool Your Company Can Use to Increase Profits
This is the Age of Video. Not only is it everywhere, but technological advancements make it look amazing. Using only a cell phone, video can be captured and uploaded onto YouTube instantly…and people are watching it by the millions. Video and the internet make perfect partners, allowing anybody in the world with something to say, to broadcast the message widely.
Astute corporations are also utilizing the power of online video to stand-out in the marketplace, with videos produced exclusively for their websites. Although video can be shot with an ordinary cell phone, an organization would be wise to leave that job to a professional video production company with years of experience. Companies will find that polished and targeted web videos deliver incredible return-on-investment and are the cheapest and most effective marketing tool they can employ.
Here’s why:
1. 24/7 INTERNET: In the past, a television commercial was the only platform a company could use to speak to potential customers using the power of moving imagery, music and voice. The process of creating the ad and buying air time was astronomically expensive and thus, only the biggest companies could afford to do it. Despite the massive expense, TV commercials are highly limited for many reasons, the biggest being that they are only 30 seconds long. Now with PVRs, many television viewers simply fast-forward through the commercials entirely.
The great news is that online video offers all companies more bang for the buck than a TV commercial ever could. Web videos can be any length (although shorter is always better), cover a series of topics, and are free to be played over and over on a company website.
2. POWERFUL MEDIUM: Web Video is an “engagement object”, meaning that it can reach and captivate countless new customers, prompting them to make buying decisions just by watching! Having web video on your company website increases the conversion rate (the rate at which a potential customer decides to become an actual customer). This important consumer decision is made off-site in the prospect’s home or office, not in your place of business. A good video captures the hearts and minds of potential customers and converts them into real customers.
3. CUTS OUT OTHER EXPENSES: Web Video can save your company money in other departments! One how-to video or a series of instructional videos can save your company a fortune in payroll expenses by reducing the need for live customer service support. Printed manuals and instruction sheets can be reduced eliminated entirely with online video which can be watched indefinitely by countless customers on the company website.
4. COMMUNICATE DIRECTLY WITH CUSTOMERS: In the past, products that needed to be demonstrated also needed a costly sales force to travel into the marketplace do the demonstrating. A single web video that demonstrates the product puts an end to that on-going expense. A demo video also allows potential customers to familiarize themselves with the product from their own personal computer at home.
5. BUILDING RELATIONSHIPS WITH CUSTOMERS: A good video is excellent at building brand and awareness for a company. Superior to a print campaign, video has a “human touch” and allows viewers to see, hear and perceive a company’s message on many different levels. A professional video production company can work with your organization to build web videos that not only effectively promote and market but also position the company as a friendly expert in the marketplace. For example, an Indian restaurant may consider doing a series of cooking web videos in the kitchen with their head chef. Not only does it showcase the wonderful food and show the fresh ingredients prepared with care, but it also provides free, useful information that the customer can take away.
The possibilities of web video are endless and people are watching videos online in greater numbers every day. Web video has the power to transform your business and attract new customers from far and wide. Be sure to consult with a professional web video production company to ensure your video brings out the right message and is perceived in the right way.
Get Rich Fast? Self-Employed is the Answer
Being self-employed can be a satisfying experience for everyone both mentally as well as financially. Many people are interested in having their own business but are not willing to risk this at the cost of quitting their jobs and starting their own business. They lack the determination and motivation required to starting on their own. For all those who desire to become self sufficient fast, self-employed is the answer.Being self-employed is a good means to earn money boundlessly. One can be his/her own boss in the business. But the work could be quite challenging and demanding. People need to put in more time and effort in order to achieve success and prosperity. In the process they gain satisfaction for the job they do.There are various opportunities for those who want to be self-employed. Home-based business is available for those who are interested. Part time home-based business will build up the initial confidence before setting up a large-scale business.There are various means with which you can be self-employed at home. It is one of the effective opportunities to taste success. Those who are interested in sales can start a business of various products like garments/boutique. Only thing is they have to do some primary investments regarding the items to be bought, storage space etc. But later the return is sure to be hugely profitable. Jewellery/ Antiques are also a flourishing business for those who have the marketing skills to make good money.Self-employment is the solution for those who want to get rich fast. Those who have good culinary skills can start cooking as a profession. They can make delicious food like pizzas/cakes etc and start selling it to known people. Then they can progress slowly by word of mouth in this business.Coaching/tutoring is another flourishing area where one can be self-employed. This gives a lot of mental satisfaction because it involves nurturing and shaping the young minds to handle their future. One can be just confined to the four walls of their home and earn enough money and fame. This is a dignified job where people can earn respect from the students as well as gain additional knowledge.Montessori/Playschool is another means to be self-employed. This involves dealing with blooming kids and teaching them. This requires a lot of patience since dealing with little kids is not a joke. It is however a real pleasure and stress relieving to be with kids.In today’s tech savvy world the concept of self-employment has undergone a revolutionary change. Outsourcing work can be done sitting at home with the help of a computer. Computer experts have huge potential to earn by becoming consultants, technical writers etc.Besides these there are infinite other opportunities for those who want to be self-employed like tailoring, music, photography, yoga, feng-shui, interior decoration etc. These jobs can be done on a part time as well as on a full time basis based on the skill level and preference.So it is never too late to be self-employed provided you have the right kind of attitude. There is sure to be a substantial monetary gain too!
6 Reasons to Work With a Personal Trainer to Achieve Your Health and Fitness Goals
We all have physical facets of ourselves that we wish we could change or improve. Do you have a little extra weight to lose? Do you wish you could run faster? Is your blood pressure a little too high? Are you carrying a little extra weight in your mid section? Do you want to run a 5K? Do you wish you were stronger? Do you have high cholesterol?Here are the top 6 reasons why you should work with a personal trainer when looking to work towards your health and fitness goals:1. Credentials: Personal trainers have the education, certifications, and experience to design safe and effective workout and nutrition plans to help you achieve your fitness goals. They are experts!2. Specificity: Personal trainers will design a program specific to your goals, needs, and current fitness level. It is all about you. Don’t get your workout from a random website or fitness magazine, those are general workouts that probably are not appropriate for you. Furthermore, a program that is not designed specifically for you may lead to injury.3. Attention: Personal trainers are there to monitor your progress, or lack thereof, and make the necessary adjustments to your plan to keep you on track toward achieving your fitness goals. Because of this attention they are also available to address your specific issues and questions.4. Motivation and Accountability: Personal trainers are there to motivate you and hold your accountable for your success. Too often we are discouraged when we don’t see immediate efforts or get caught up in our busy lives with work and family. Trainers will make sure you are doing what you need to do to improve yourself. No excuses!5. Dedication: Personal trainers want you to succeed. They want you to meet your goals. It is why they are in that line of business. They will do everything they can to support you on your fitness journey.6. Success: For all of the reasons above you are more likely to succeed. The knowledge of your trainer, specificity of program design, personal attention, accountability and dedication will guarantee you will have a successful fitness journey!So if you have a personal health and fitness goal you have been struggling to achieve consider working with a Personal Trainer. I guarantee you have a greater chance at success if you do!
5 Wedding Photography to Watch Out for in 2014
Wedding photography has changed a lot since our parents got married three decades ago. That said even though photography trends have changed there are very few couples who know much about the latest trends or upcoming trends. This often means that they don’t know exactly what they should be looking for when hiring a photographer to cover their wedding. The important thing that wedding couples should always remember when hiring a professional is to never hire one simply based on if or not they are using the latest and the most expensive equipment. It should be based on their portfolio and if they are able to shoot your wedding based on the latest trends, five of which have been described below.Trend no. 1: Celebrity wedding styleAlmost every wedding couple may want to feel like a celebrity and this particular wedding photography style makes it possible. This particular style brings red carpet style posing to wedding couples. The resulting pictures are often of couples who are acting out famous movie and music video scenes. This allows for the photographer to create new and unique themes which look like photos on a glossy film magazine cover.Trend no. 2: Soft toned black & white picturesBlack & white film cameras may have been replaced with their color counterparts a long time ago but there was a certain class that these monochrome pictures had. Today even with the latest photography equipment many photographers like the black & white effect especially when it comes to wedding photography. The amazing thing about this sepia or soft toned monochrome photography is that it is very classy, clear and stylish, it can also be edited to suit certain themes and artistic tastes.Trend no. 3: Very deep color themesA growing number of wedding photographers are leaning in the favor of using a combo on low light photography and dramatic skies to produce pictures that are stunningly deep. This effect is usually achieved during weddings that take place at night or during the reception which is under an open sky. However, if you opt for this particular photography style the professional should be able to provide you with a few tips on what you’ll need to do in order for the pictures to turn out as expected. This type of photography is ideal for beach weddings.Trend no. 4: Candid photographyThis year we may see a growing number of couples opting for candid photography because it combines their unique acting talent with the photographer’s ability to shoot their best sides. However, even though a lot of the candid shots will be composed but they need to look spontaneous which can be difficult. So, many wedding photographers will start by creating a scene in which couples need to act spontaneously just so that the pictures don’t look planned.Trend no. 5: Bold colorsThis type of photography literally turns up all the bold colors at the wedding party. So colors in the flowers, the dress, accessories etc. will all pop. Many professional wedding photographers will provide their clients with a list of bold colors that they need to use. Any shortfall in bold colors will then be filled during post production.
Discount Homeowners Insurance – Where to Get It
Homeowner’s insurance protects you against financial loss if your home or property is damaged by theft, fire, lightning, smoke, or other disasters. Thanks to the internet, you can easily find discount homeowners insurance that meets your needs. Here’s how …Complete Your InformationYou can get quotes for discount homeowners insurance by visiting an insurance comparison site. On the site you’ll complete a simple questionnaire with information about your home and your insurance needs, including …* How much coverage you want for your home and for your home’s contents. It may be helpful for you to make a detailed inventory of your home’s contents to figure out what coverage amounts you need. (You’ll also need this inventory if you ever need to make a claim.)* The deductible you want to apply to your homeowners insurance.* The square footage of your home and the year it was built.* The number of miles from your home to the nearest fire station and the number of feet to the nearest hydrant.* Any discounts for which you might be eligible. For example, many discount homeowners insurance companies give discounts to non-smoking customers, as well as for security features such as deadbolts and smoke detectors.Get Answers to Your QuestionsThe best insurance comparison sites will also have a chat feature available. With the chat feature, you can get answers to all your homeowners insurance questions from insurance professionals. (See link below.)Get Your Discount Homeowners Insurance QuotesOnce you complete the questionnaire, you’ll quickly receive discount homeowners insurance quotes from multiple A-rated insurance companies.What if the Quote is too High?If the quote for your discount homeowners insurance is more than you can afford, follow these tips to try to get it lower:* Lower your coverage limits and raise your deductibles. Note that your mortgage company probably requires a specific minimum coverage.* See if you can qualify for more discounts. Perhaps you can install more smoke detectors, burglar alarms, or buy fire extinguishers.* If your credit is poor, work on improving it.
Get the Right Automotive Fasteners For Your Safety
Most of the accidents on road today are a result of incompetent automotive fasteners. Or at least it is a contributing factor. Hence, it is very necessary that this is taken care of for overall safety on roads. Choosing the right fasteners is also necessary for proper maintenance of your precious car.Checklist for Getting the Right Automotive Fasteners: Go for company websites that has a display a huge inventory of fasteners. This way you can choose the one suited for you. Also see to it that the company you have chosen online also has state-of-the-art equipments and tools for manufacturing automotive clips that are superior in quality and fulfills specific customer needs.Only highest quality raw materials used in making this fasteners guarantee maximum level of performance, reliability and durability, hence keep an eye on that as well. Make sure to order in bulk, or packaged quantities to raise your profit content, when you get automotive clips.Installing Automotive Fasteners the Right Way: Apart from getting hold of the right fasteners, it is also necessary that you get the services of a competent engineer in this field. A proficient automotive engineer follows the specific requirements of installing these fasteners in the right way. And this is a necessary part of installation; these fasteners need different torque qualities.Getting the right installation can give a new look to your car as well as enhance its overall performance. It has been found that some metric fasteners installed on your bumpers and quarter panels if not done properly may result in undue expansion and allow movement. This may at times lead to serious and irreparable damage to your vehicle.So, never ever compromise on your car engineer, when you have to get your car repaired for faulty automotive fasteners. For your negligence may risks lives dear to you!
Computer Education
Computer literacy in this modern world has become a necessity rather than a prestigious course. Be it that you are in any industry apart from the computer studies it is of high importance to learn how to use the computer in everyday life.I studied computers in school and advanced in college to do a computer course and have realized how much a lot of the professionals in the other areas have missed by not being computer literate.I will mention four good reasons one has to be computer literate in this day.1. Computers will keep you up to date even after leaving school one has to continue studying to keep up with the pace and trends of the different industries, be it an engineer, nurse, or a social worker.2. Research and reference is easier done using the internet and case studies will be readily available such that some are for free thus resources found on the internet, this breaks the barriers of advancement of studies in the modern world.3. Communication barrier is lifted in the computer world because once one has internet connection on the computer it will be come almost for free to communicate with the rest of the world on the internet. People use emails, voice transmission software such as GTalk, Skype to call other people on the internet for free that is breaking communication barriers in all aspects.4.Online publications such a newspapers keep you informed and mostly they are for free than the hard copy that is a paid for one, thus reducing cost of information and making it readily available to everyone who has access to the internet connected computer.It is a very important tool to be computer literate in this modern world and I propose computers should be made compulsory in the education system so that everyone should know their way around computers in the day to day world. It will increase productivity in the industries because imagine before you do what ever task one has to have a research of it to complete the task if we are using computers it will be a very a efficient means of information source and storage.Computers have become an essential source of information hence they are inevitable to the modern world. Computers store information for future reference and easy computations so if we are to learn long time ago we used libraries but now we can have the libraries in the computer. Let’s use the computers to keep up with the trend.Alois T Chanakira is the chairman of ATP technologies a web hosting company www.atptechnology.net. For any domains that you would like to purchase visit their web site.